- Message from the Business Director
- Corvias blog-5 tips for controlling moisture for mold prevention
- Corvias Foundation Scholarship deadline is Feb 11
- Spotlight Winner-The Hall Family
- Stay in the Know-Update your contact info
- How changes to your BAH will impact your renter’s insurance
- Finance and Savings-Six Simple Steps to Jump-start your Emergency fund
- Green Corner-Optimize your heat in the winter
- Want to know what is happening in your community?
February is commonly known for Valentine’s Day. There is another event that happened on February 20th 1962 when John Glenn was the first man to orbit the earth. Let me tie these two events together with a rewrite of a very moving story I read a few years ago. Happy Valentine’s Day.
John and Annie Glenn – A Love Story
For half a century, the world has applauded John Glenn as a heart-stirring American hero. He lifted the nation's spirits when, as one of the original Mercury 7 astronauts, he was blasted alone into orbit around the Earth; the enduring affection for him is so powerful that even now people find themselves misting up at the sight of his face or the sound of his voice.
But for all these years, Glenn has had a hero of his own, someone who he has seen display endless courage of a different kind, Annie Glenn. They have been married for 72 years. He is 94 and she will be 96 this month.
This month will mark the 54th anniversary of Glenn's flight into orbit. We are being reminded that, half a century down the line, he remains America's unforgettable hero. He has never really bought that.
Because the heroism he most cherishes is of a sort that is seldom cheered. It belongs to the person he has known longer than he has known anyone else in the world. John Glenn and Annie Castor first knew each other when -- literally --they shared a playpen. In New Concord, Ohio, his parents and hers were friends. When the families got together, their children played.
John -- the future Marine fighter pilot, the future test-pilot ace, the future astronaut -- was pure gold from the start. He would end up having what it took to rise to the absolute pinnacle of American
regard during the space race; imagine what it meant to be the young John Glenn in the small confines of New Concord.
John was a three-sport varsity athlete, most admired boy in town, Mr. Everything. Annie Castor was bright, was caring, was talented, and was generous of spirit. But she could talk only with the most excruciating of difficulty. It haunted her. Her stuttering was so severe that it was categorized as an "85%" disability -- 85% of the time, she could not manage to make words come out. When she tried to recite a poem in elementary school, she was laughed at. She was not able to speak on the telephone. She could not have a regular conversation with a friend. And John Glenn loved her.
Even as a boy he was wise enough to understand that people who could not see past her stutter were missing out on knowing a rare and wonderful girl. They married on April 6, 1943. As a military wife, she found that life as she and John moved around the country could be quite hurtful. She has written: "I can remember some very painful experiences -- especially the ridicule." In department stores, she would wander unfamiliar aisles trying to find the right section, embarrassed to attempt to ask the salesclerks
for help. In taxis, she would have to write requests to the driver, because she couldn't speak the destination out loud. In restaurants she would point to the items on the menu.
A fine musician, Annie, in every community where she and John moved, would play the organ in church as a way to make new friends. She and John had two children; she has written: "Can you imagine living in the modern world and being afraid to use the telephone? 'Hello' used to be so hard for me to say. I worried that my children would be injured and need a doctor. Could I somehow find the words to get the information across on the phone?"
John, as a Marine aviator, flew 59 combat missions in World War II and 90 during the Korean War. Every time he was deployed, he and Annie said goodbye the same way. His last words to her before leaving were: "I'm just going down to the corner store to get a pack of gum." And, with just the two of them there, she was able to always reply: "Don't be long."
On that February day in 1962 when the world held its breath and the Atlas rocket was about to propel him toward space, those were their words, once again. And in 1998, when, at 77, he went back to space aboard the shuttle Discovery, it was an understandably tense time for them. What if something happened to end their life together? She knew what he would say to her before boarding the shuttle. He did -- and this time he gave her a present to hold onto: A pack of gum. She carried it in a pocket next to her heart until he was safely home.
Many times in her life she attempted various treatments to cure her stutter. None worked. But in 1973, she found a doctor in Virginia who ran an intensive program she and John hoped would help her. She traveled there to enroll and to give it her best effort. The miracle she and John had always waited for at last, as miracles will do, arrived. At age 53, she was able to talk fluidly, and not in brief, anxiety-ridden,
John has said that on the first day he heard her speak to him with confidence and clarity, he dropped to his knees to offer a prayer of gratitude. He has written: "I saw Annie's perseverance and strength through the years and it just made me admire her and love her even more." He has heard roaring ovations in countries around the globe for his own valor, but his awe is reserved for Annie, and what she accomplished: "I don't know if I would have had the courage."
Her voice is so clear and steady now that she regularly gives public talks. If you are lucky enough to know the Glenns, the sight and sound of them bantering and joking with each other and playfully finishing each other’s sentences is something that warms you and makes you thankful just to be in the same room.
February 20th will be the anniversary of the Mercury space shot, and once again people will remember, and will speak of the heroism of Glenn the astronaut. But if you ever had the opportunity to attend an event where the Glenns were appearing, then you would have noticed someone so brimming with pride and love that you may feel your own tears start to well up, the moment Annie stood up to say a few words to the audience. And as she begins, the look in her husband's eyes is priceless.
The Department of Defense (DoD) has changed the calculation for BAH and with that, renter’s insurance is no longer part of BAH. As a result of this change, Corvias no longer offers renter’s insurance to incoming residents effective April 1, 2015. Residents who moved in on or after this date are responsible for securing their own renter’s insurance policy.
How Does this Affect Me?
Based on the criteria above you may no longer have the renter’s insurance policy that has been previously provided through Corvias Military Living which included $20,000 personal property and $100,000 liability per occurrence with $50,000 on fire legal liability. The deductible on personal property was $500 and the liability deductible is $0.
What Should I do?
We recommend all residents obtain renter’s insurance immediately. The appropriate amount of renter’s insurance coverage is a personal decision that should be based on the value of your personal belongings.
Why Should I do it?
A renter’s insurance policy provides protection for personal property up to 20 types of loss that can create a financial burden for many families. Take a look at the example below of an actual loss which occurred as the result of a fire started by cooking on a stove.
**You could be liable for the Fire Legal Liability of up to $50,000.**
As you can see, having a typical renter’s insurance policy purchased from USAA or another reputable insurance carrier can save thousands of dollars in what could be one of the most stressful times of your life. The following is a list of USAA representatives servicing the areas near you if you would like to call to discuss purchasing a policy.
- Aberdeen Proving Ground and Fort Meade, Md., Ronney Wright, 757-472-9105 or Ronney.firstname.lastname@example.org
- Fort Bragg, N.C., Dennis King, 803-445-434 or Dennis.email@example.com
- Fort Polk, La., Craig (Russell) Howell, 228-238-4344 or Russell.Howell@usaa.com
- Fort Riley and McConnell AFB, Kan., Joe Romans, 785-213-6892 or Joe.Romans@usaa.com
- Fort Rucker, Ala., Chris Glennon, 850-624-8300 or Chris.Glennon@usaa.com
- Fort Sill, Okla., Gary Thompson, 405-315-1668 or Gary.Thompson1@usaa.com
- Edwards AFB, Calif., Eric Page, 951-318-2334 or Eric.Page@usaa.com
- Eglin AFB and Hurlburt Field, Fla., Chris Glennon, 850-624-8300 or Chris.Glennon@usaa.com
- Eielson AFB, Alaska, Mike Sevy, 253-315-2449 or Michael.Sevy@usaa.com
- Seymour Johnson AFB, N.C., Jim Lewis, 910-467-4540 or Jim.Lewis@usaa.com
We appreciate you cooperation and understanding as we go through this transition. For all questions and concerns, please call your Corvias Community Office.
Mold. It's a simple, four-letter word that can create anxiety and fear in someone suspecting they have mold in their home.
Mold is naturally occurring and is in the air we breathe every day. All molds are not alike and not all molds are "black mold," otherwise known as Stachybotrys. Mold becomes a problem when it is given an opportunity to grow. One way mold can grow is with moisture – and that typically means a lot of moisture that doesn't dry out. One example is with an undetected water leak.
What's the answer to preventing mold? You! Your immediate attention to spills, overflows and leaks – and allowing air flow in your home – are key steps to controlling moisture. And when you help control moisture, you can help prevent mold from growing.
Mold or mildew on non-porous surfaces, like tubs, counters, tiles, and vinyl flooring, should be cleaned thoroughly with soap and water, and then sprayed with a mold-killing cleaning product, like household bleach. Since mold and mildew are "living" the bleach helps kill the spores. After cleaning the area, we also recommend disposing of any item (sponges, cleaning cloth, etc.) used to clean these areas. A common place for this type of surface is in the bathroom. Allowing air to flow through an open window or using your bathroom vent fan, wiping down and cleaning these areas regularly is strongly recommended.
The appearance of mold on porous surfaces, such as walls, wood or ceilings, should be reported to the Community Office immediately. A member of our maintenance team will conduct an assessment to identify any service needs.
Rest assured there are ways you can protect your family and belongings while preventing mold from growing in your home. Here are five steps you can take to control moisture:
Let in some fresh air
Ventilation is key to minimizing the potential for mold development, so wherever damp conditions exist – like in the bathroom after a shower or in the dark areas of a basement – keep the air moving. Use the exhaust fans where available, or open windows when the weather allows. This also helps with moisture control. When it's too cold or too humid for open windows, a simple box fan enhances air flow.
Keep water where it belongs
"Quickly mop up wetness from rain or spills."
You don't even have to think about it; when it's raining, you close the windows. However, should you forget to close them or were out of pocket when it starts to rain, wipe up any wetness that exists thoroughly upon your return.
Likewise, if water spills or the kids have a splash fight in the bathtub, clean up the water immediately. And, don't forget to turn on the exhaust fan to help with the drying process.
Establish a clean routine
As the old saying goes, a clean home is a happy home. Regular cleaning, vacuuming and dusting routines help eliminate dirt and debris that attracts moisture.
Properly vent your dryer
Your clothes dryer is a moisture feeding ground, tasked with tumbling the wetness out of your socks, pants and shirts. It is essential to make sure your dryer is properly vented to the outside with a vent hose from your dryer to the wall. A loose dry vent connection allows moisture to escape from the vent piping into the home. Likewise, a clogged or bent pipe/hose restricts air flow adding to increased moisture in the home. If you need assistance with venting your dryer, please contact your Community Office.
Keep humidity outside
When weather conditions are humid (especially in the summer months), the risk of mold growth increases. Using a dehumidifier or fans assists in making the interior air drier. It is a good practice to keep windows and doors closed when the air conditioning is running as a way to decrease humidity inside the home.
The best defense is to report any water leaks or concerns about your home to the community office right away. Additional tips for controlling moisture in your home is available in the Corvias Military Living Resident Responsibility Guide.
Don’t forget! Applications for the Corvias Foundation $50,000 Scholarships for children of active-duty service members are due Thursday, February 11. The application is available online at corviasfoundation.org. $5,000 Educational Grants for spouses are due May 5.
Congratulations to SSgt Mathew Hall and Mrs. Ariana Hall. They were awarded a $25 gift card and are being appreciated for always maintaining a lovely home and yard.
Stay up-to-date on resident events, community information and emergency notifications. Please take a moment to update your contact information at http://corviasmilitaryliving.com/updateinfo
Switching the direction of a ceiling fan in the winter can help push warm air from the ceiling to the living area. Find out how easy it is to change the direction in this Corvias Tools4You video.
Saving several months’ worth of living expenses for an emergency fund can be intimidating, especially when it feels like all of your available cash is already accounted for each month. Better Money Habits offers these six simple steps to help you get started building a reserve of cash — bringing with it greater financial security and peace of mind.
Take it day by day
Putting aside months’ worth of living expenses might seem like an impossibly tall task. But more important than hitting your savings goal right away is simply getting started. To do that, pick a realistic number you think you could work toward in the short term. Some people, for example, might start with a goal of $50 or $100 a month—as little as $2 to $3 a day.
Pick something and cut it
You could carpool or use public transportation to save on gas, bring your lunch to work or cancel that gym membership or cable subscription you don’t use. You may want to identify one discrete thing you can cut, which can be easier than trying to change your behavior.
Make it easy on yourself
An easy way to save more consistently is to set up automatic transfers from your checking to your savings account. If you have direct deposit at work, you might be able to set aside a percentage of your paycheck to go directly to your emergency savings account each pay period.
Don't let debt get in the way
If you’re struggling to pay down debt, saving might be the last thing on your mind. And if your debt carries high-interest rates—like credit cards—it might make sense to aggressively pay down balances first. But if your rates and balances are lower and more manageable, you can work on both goals at the same time: Consider allotting funds to both debt and savings each month.
Keep your funds accessible—but away from temptation
Emergency funds must be available when you need them. That means not locking them up in accounts that charge you to access your money—or keeping them in an account you’ll be tempted to tap for everyday expenses. Consider creating a separate, interest-bearing, FDIC-insured savings or money market account.
Now, up the ante
Don’t stop once you’ve hit your initial savings target. Steadily increase your savings goals until you have put aside enough money to cover your expenses for three to six months—a significant buffer against unexpected emergencies.
Your community calendar can help you stay up-to-date on trash, recycling, lawn care, resident events and community activities.
You can even sync your community calendar with a personal Google calendar by clicking on the +Google button on the bottom right-hand corner of the calendar.
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Feb 2: Marriage Seminar-5 Love Languages. Eglin AFRC. 850-882-9061
Feb 6 &9: Mardi Gras Tours. New Orleans, LA. Register at Eglin ITT at 850-882-5930
Feb 7: Superbowl Sunday!
Feb 14: Valentine’s Day
Feb 15: Presidents’ Day-Community offices will be open.
Feb 22: Financial Planning for a Successful PCS Workshop. 9am. Eglin AFRC. 850-882-9061